VacancyKhabar

RECRUITMENT OF SPECIALIST CADRE OFFICER ON REGULAR BASIS (ADVERTISEMENT NO: CRPD/SCO/2026-27/27)

Notice issued by SBI

State Bank of India Central Recruitment & Promotion Department Corporate Centre, Mumbai Email: crpd@sbi.co.in SBI SHINES GOLD WINNER IN 4 CATEGORIES IN ECONOMICS TIMES HUMAN CAPITAL AWARDS 2026 Page 1 of 8 State Bank of India invites online applications from eligible Indian citizens for recruitment to the Specialist Cadre Officers Post on Regular Basis. Candidates are requested to apply online through the link given on Bank’s official website htt

Official and important links

Eligibility / Qualification

Required qualificationBRIEF SUMMARY OF THE RECRUITMENT Name of Post: Risk Specialist (A) Age (As on 31.10.2026): Minimum: 25 Years, Maximum- 35 years (B) Educational Qualification (As on 31.10.2026): • Mandatory: (i) CA or (ii) CFA or (iii) MBA / PGDM or equivalent degree in Finance / Data Analytics / Business Analytics from a recognized institute.
Required qualificationThe Call letter/ advice, wherever required, will be sent by e-mail only (No hard copy will be sent). 7 Candidates are required to upload all required documents (Biodata, Resume, ID proof, Age proof, Caste Certificate (if applicable), PwBD Certificate (if applicable), Educational qualification, Other qualifications / Certifications, Proof of Experience, undertaking, etc.) failing which their application / candidature will not be considered for Shortlisting / Interview. 8 The Candidates applying for the post should ensure that their admission to all the stages of the recruitment (e.g.
Required qualificationCandidates will have to appear for the interview, if called, at a Centre / venue as decided by the Bank and no request in this regard will be entertained by the Bank. 19 In case a candidate is called for interview and is found not satisfying the eligibility criteria (Age, Educational Qualification, Other qualification, Experience etc.) he/ she will neither be allowed to appear for the interview nor be entitled for reimbursement of any travelling expenses. 20 In case more than one candidate score same marks as cut-off marks in the final merit list (common marks at cut-off point), such candidates will be ranked in the merit according to their age in descending order. 21 The Bank takes no responsibility for any delay in receipt or loss of any communication whatsoever. 22 Candidates serving in Govt./ Quasi Govt. offices, Public Sector undertakings including Nationalized Banks and Financial Institutions are advised to submit ‘No Objection Certificate’ from their employer at the time of interview, failing which their candidature will not be considered and travelling expenses, if any, otherwise admissible, will not be paid. 23 In case of selection, candidates will be required to produce proper Discharge certificate/Relieving Certificate from the current employer at the time of taking up the appointment. 24 Experience gained during the internship will not be counted for eligibility.
Required qualificationDetails of Age/ Educational Qualification/ Work Experience etc.: Post Name RISK SPECIALIST AGE (AS ON 31.10.2026) Minimum Age: 25 Years, Maximum Age: 35 Years BASIC QUALIFICATION (AS ON 31.10.2026) Mandatory: (i) CA or (ii) CFA or (iii) MBA / PGDM or equivalent degree in Finance / Data Analytics / Business Analytics from a recognized institute.
Required qualificationCandidate must possess the Post Basic qualification and relevant full-time experience as on specified dates. ➢ The relevant experience certificate from the employer must contain specifically that the candidate had experience in that related field as required.

Age limits & relaxation

Age requirement 125 Years, Maximum Age: 35 Years
Age requirement 2BASIC QUALIFICATION (AS ON 31.10.2026) Mandatory:
Age requirement 3(iii) MBA / PGDM or equivalent degree in Finance / Data Analytics / Business Analytics from a recognized institute. OTHER QUALIFICATION / CERTIFICATION (AS ON 31.10.2026) Preferred: (Valid as on 31.10.2026) Financial Risk Manager (FRM) by GARP OR Professional Risk Managers by PRMIA. WORK EXPERIENCE (POST-BASIC QUALIFICATION) (AS ON 31.10.2026) Mandatory: Minimum 2 years of post-qualification work experience in dealing with Expected Credit Loss (ECL) related modelling in Risk Management Department of any Bank / Financial Institution / Rating Agency / Brokerage firm or Risk Advisory in Consulting Firm. (Training & Teaching experience will not be counted for eligibility). SPECIFIC SKILLS REQUIRED • Excellent Communication Skills • Problem Solving Attitude • Analytical Thinking • Excellent Data analytical skills and comfortable working with large datasets • Experience in working on applications like Python, R, SPSS, SAS, etc. • Excellent skills in MS office, especially in MS Excel and PowerPoint etc. IMPORTANT POINTS: ➢ The educational qualification prescribed for the post is minimum. Candidate must possess the Post Basic qualification and relevant full-time experience as on specified dates. ➢ The relevant experience certificate from the employer must contain specifically that the candidate had experience in that related field as required. C. DETAILS OF BRIEF JOB PROFILE & KRAs: Job Profile: ✓ Development of Probability of Default (PD), Loss Given Default (LGD) and Exposure at Default (EAD) models for various loan portfolio and investments on which ECL is applicable. ✓ Development of Macroeconomic Overlays models required as per regulatory guidelines ✓ Implementation of PD, LGD and EAD Models in OFSAA ✓ Period Monitoring, Maintenance and validation of above models ✓ Preparation of Framework for Determination of Stage under ECL ✓ Identification of Significant Increase in Credit Risk (SICR) triggers along with setting qualitative and quantitative triggers for various portfolio. ✓ Coordinate with Auditors & Regulator, BUs & other stakeholders throughout model lifecycle ✓ Suggest changes in policies / system / processes due to ECL provisioning ✓ Participate in outreach program / workshops on new provisioning calculations. ✓ Maintain proper Model documents and database required for audit & regulatory supervision ✓ Perform any task as and when allotted to achieve Banks’ goals in timely manner. KRAs: ✓ Develop models required for ECL computation using industry best practices and using statistical and machine learning techniques ✓ Document end to end workings as per Model lifecycle management ✓ Collaborate with cross-functional teams to understand business requirements and translate them into model specifications ✓ Perform data extraction, cleaning, and preprocessing to prepare datasets for modelling ✓ Assess conceptual soundness, input integrity, calibration, back-testing, and outcome analysis ✓ Coordinate with Auditors to submit required disclosure ✓ Prepare process notes, model documentation, Business Requirement document ✓ Submit periodic reports to senior management, and regulators if required ✓ Organizing workshops and training ✓ Be responsible for model life cycle management as per the Banks policy ✓ Support in system and IT integration tools Remarks: Actual KRAs shall be assigned on joining. Job Profile / KRAs mentioned above are illustrative. Roles / Responsibilities / Activities / Key Interactions/ Jobs in addition to the above-mentioned may be assigned by the Bank from time to time depending upon the requirement. The candidates selected on Regular posts will be governed by the Service Rules applicable to the employees of the SBI.
Age requirement 4Page 5 of 8 D. GRADE, RENUMERATION & SUGGESTED PLACE OF POSTING: POST GRADE PAY SCALE SUGGESTED PLACE OF POSTING $ Risk Specialist MMGS-II Basic Pay: (64820-2340/1-67160-2680/10-93960) Mumbai
PwBD age ruleNote: The official will be eligible for DA, HRA, CCA, Provident Fund, Contributory Pension Fund i.e. NPS, Leave Fare Concession (LFC), Medical Facility, other perquisites etc. as per as per Bank’s salary structure. $ Suggested place of posting mentioned above is only indicative. Selected candidates may be posted anywhere in India at the sole discretion of the Bank. Posting / Placement / Utilization of the selected candidates will be done at the sole discretion of the Bank. E. PROBATION PERIOD / CONFIRMATION: The selected candidates, after appointment, shall be on probation as per existing Bank’s recruitment Policy in-force / amended/ modified from time to time. F. SELECTION PROCESS: The selection will be on the basis of Shortlisting and Interview. ❖ Shortlisting: Mere fulfilling the minimum qualification and experience will not vest any right to candidate for being called for interview. The shortlisting committee constituted by the Bank will decide the shortlisting parameters and thereafter, adequate number of candidates, as decided by the Bank, will be shortlisted for interaction. The decision of the Bank to call the candidates for the interview shall be final. No correspondence will be entertained in this regard. ❖ Interview: Interview will carry 100 marks. The qualifying marks in interview will be decided by the Bank. No correspondence will be entertained in this regard. ❖ Merit List: Merit list for selection will be prepared in descending order on the basis of scores obtained in interview only. In case more than one candidate scores the cut-off marks (common marks at cut-off point), such candidates will be ranked according to their age in descending order, in the merit list. G. WAIT LIST: Wait list will be maintained category-wise. Candidates will be released from this waitlist against non-joining, resignation, or termination due to unsatisfactory performance/breach of conduct rules, subject to the candidates securing minimum qualifying marks as may be stipulated by the Bank for selection. This wait list will be valid for a period of one year from the date of declaration of final result or till the date of issuance of a fresh advertisement for the vacancy for the same post, whichever is earlier. Decision to release candidate from waitlist shall be on sole discretion of the Bank and no correspondence will be entertained in this regard. H. CALL LETTER FOR INTERVIEW: Intimation / call letter for interview will be uploaded on bank's website or sent by email, as decided by the Bank. NO HARD COPY WILL BE SENT. I. HOW TO APPLY: Candidates should have valid email ID/Mobile phone number which should be kept active till the declaration of result. It will help him/her in getting call letter/Interview advises etc. by email or over mobile by SMS. GUIDELINES FOR FILLING ONLINE APPLICATION: i. Candidates will be required to register themselves online through the link available on SBI website https://sbi.bank.in/web/careers/currentopenings and pay the application fee using Internet Banking/ Debit Card/ Credit Card etc. ii. Candidates should first scan their latest photograph and signature. Online application will not be registered unless candidate uploads his/ her photo and signature as specified on the online registration page (under ‘How to Upload Document”). iii. Candidates should fill the application carefully. Once application is filled-in completely, candidate should submit the same. In the event of GUIDELINES FOR PAYMENT OF FEES: i. Application fees and Intimation Charges (Non-refundable) is Rs 750/- (Rupees Seven Hundred Fifty only) for General/EWS/OBC candidates and no fees/intimation charges for SC/ ST/ PwBD candidates. ii. After ensuring correctness of the particulars in the application form, candidates are required to pay the fees through payment gateway integrated with the application. No change/ edit in the application will be allowed thereafter. iii. Fee payment will have to be made online through payment gateway available thereat. The payment can be made by using Debit
PwBD age rulePage 6 of 8 candidate not being able to fill the application in one go, he can save the information already entered. When the information/application is saved, a provisional registration number and password is generated by the system and displayed on the screen. Candidate should note down the registration number and password. They can re-open the saved application using registration number and password and edit the particulars, if needed. This facility of editing the saved information will be available for three times only. Once the application is filled completely, candidate should submit the same and proceed for online payment of fee. iv. After registering online, the candidates are advised to take a printout of the system generated online application forms. Card/ Credit Card/ Internet Banking etc. by providing information as asked on the screen. Transaction charges for online payment, if any, will be borne by the candidates. iv. On successful completion of the transaction, e-receipt and application form, bearing the date of submission by the candidate, will be generated which should be printed and retained by the candidate. v. If the online payment of fee is not successfully completed in first instance, please make fresh attempts to make online payment. vi. A provision is there to reprint the e-Receipt and Application form containing fee details, at later stage. vii. Application Fee once paid will NOT be refunded on any account NOR can it be adjusted for any other examination or selection in future. J. HOW TO UPLOAD DOCUMENTS: a. Details of Document to be uploaded: i. Recent Photograph ii. Signature iii. Biodata (Format Attached) (PDF) iv. Brief Resume (PDF) v. ID Proof (PDF) vi. Proof of Date of Birth (PDF) vii. Educational Certificates: Relevant Mark-Sheets/ Degree Certificate (PDF) viii. Preferred qualification / Certification (if any) (PDF) ix. Experience certificates (PDF) x. Caste Certificate / EWS Certificate (if applicable) (PDF) xi. PwBD Certificate (if applicable) (PDF) xii. Form-16/Offer Letter/Latest Salary slip from current employer (PDF) d. Document file type/ size: i. All Documents must be in PDF (except Photograph & Signature) ii. Page size of the document to be A4 iii. Size of the file should not be exceeding 500 kb. iv. In case of Document being scanned, please ensure it is saved as PDF and size not more than 500 kb as PDF. If the size of the file is more than 500 kb, then adjust the setting of the scanner such as the DPI resolution, no. of colors etc., during the process of scanning. Please ensure that Documents uploaded are clear and readable. b. Photograph file type/ size: i. Photograph must be a recent passport style colour picture. ii. Size of file should be between 20 kb - 50 kb and Dimensions 200 x 230 pixels (preferred) iii. Make sure that the picture is in colour, taken against a lightcoloured, preferably white, background. iv. Look straight at the camera with a relaxed face v. If the picture is taken on a sunny day, have the sun behind you, or place yourself in the shade, so that you are not squinting and there are no harsh shadows vi. If you have to use flash, ensure there's no "red-eye" vii. If you wear glasses make sure that there are no reflections, and your eyes can be clearly seen. viii. Caps, hats and dark glasses are not acceptable. Religious headwear is allowed but it must not cover your face. ix. Ensure that the size of the scanned image is not more than 50kb. If the size of the file is more than 50 kb, then adjust the settings of the scanner such as the DPI resolution, no. of colour etc., during the process of scanning. e. Guidelines for scanning photograph/ signature/ documents: i. Set the scanner resolution to a minimum of 200 dpi (dots per inch) ii. Set Color to True Color iii. Crop the image in the scanner to the edge of the photograph/ signature, then use the upload editor to crop the image to the final size (as specified above). iv. The photo/ signature file should be JPG or JPEG format (i.e. file name should appear as: image01.jpg or image01.jpeg). v. Image dimensions can be checked by listing the folder/ files or moving the mouse over the file image icon. vi. Candidates using MS Windows/ MSOffice can easily obtain photo and signature in .jpeg format not exceeding 50 kb & 20 kb respectively by using MS Paint or MSOffice Picture Manager. Scanned photograph and signature in any format can be saved in .jpg format by using ‘Save As’ option in the File menu. The file size can be reduced below 50 kb (photograph) & 20 kb (signature) by using crop and then resize option (Please see point (i) & (ii) above for the pixel size) in the ‘Image’ menu. Similar options are available in another photo editor also. vii. While filling in the Online Application Form the candidate will be provided with a link to upload his/her photograph and signature.
Age requirement 7Page 7 of 8 c. Signature file type/ size: i. The applicant has to sign on white paper with Black Ink pen. ii. The signature must be signed only by the applicant and not by any other person. iii. The signature will be used to put on the Call Letter and wherever necessary. iv. Size of file should be between 10 kb - 20 kb and Dimensions 140 x 60 pixels (preferred). v. Ensure that the size of the scanned image is not more than 20 kb. vi. Signature in CAPITAL LETTERS shall NOT be accepted. f. Procedure for Uploading Document: i. There will be separate links for uploading each document. ii. Click on the respective link "Upload" iii. Browse & select the location where the JPG or JEPG, PDF, DOC or DOCX file has been saved. iv. Select the file by clicking on it and click the 'Upload' button. v. Click Preview to confirm the document is uploaded and accessible properly before submitting the application. If the file size and format are not as prescribed, an error message will be displayed vi. Once uploaded/ submitted, the Documents uploaded cannot be edited/ changed. vii. After uploading the photograph/ signature in the online application form candidates should check that the images are clear and have been uploaded correctly. In case the photograph or signature is not prominently visible, the candidate may edit his/ her application and re-upload his/ her photograph or signature, prior to submitting the form. If the face in the photograph or signature is unclear the candidate’s application may be rejected. K. GENERAL INFORMATION: I. Before applying for a post, the applicant should ensure that he/ she fulfils eligibility and other norms mentioned above for that post as on the specified date and that the particulars furnished by him/ her are correct in all respects. II. Candidates belonging to reserved category including, for whom no reservation has been mentioned, are free to apply for vacancies announced for General category provided they must fulfil all the eligibility conditions applicable to General category. III. IN CASE IT IS DETECTED AT ANY STAGE OF RECRUITMENT THAT AN APPLICANT DOES NOT FULFIL THE ELIGIBILITY NORMS AND/ OR THAT HE/SHE HAS FURNISHED ANY INCORRECT/ FALSE INFORMATION OR HAS SUPPRESSED ANY MATERIAL FACT(S), HIS/ HER CANDIDATURE WILL STAND CANCELLED. IF ANY OF THESE SHORTCOMINGS IS/ ARE DETECTED EVEN AFTER APPOINTMENT, HIS/ HER SERVICES ARE LIABLE TO BE TERMINATED. IV. The applicant should ensure that the application is strictly in accordance with the prescribed format and is properly and completely filled. V. Appointment of selected candidate is subject to his/ her being declared medically fit as per the requirement of the Bank. Such appointment will also be subject to the service and conduct rules of the Bank for such post in the Bank, in force at the time of joining the Bank. VI. Candidates are advised to keep their e-mail ID/mobile no. active for receiving communication viz. call letters/ Interview date advice etc. VII. The Bank takes no responsibility for any delay in receipt or loss of any communication. VIII. Candidates serving in Govt./ Quasi Govt. offices, Public Sector undertakings including Nationalized Banks and Financial Institutions are advised to submit ‘No Objection Certificate’ from their employer at XIII. Merely satisfying the eligibility norms does not entitle a candidate to be called for interview. Bank reserves the right to call only the requisite number of candidates for the interview after preliminary screening/ short-listing with reference to candidate’s qualification, suitability, experience etc. XIV. In case of multiple application, only the last valid (completed) application will be retained and the application fee/ intimation charge paid for other registration will stand forfeited. Multiple appearance by a candidate for a single post in interview will be summarily rejected/ candidature cancelled. XV. Any legal proceedings in respect of any matter of claim or dispute arising out of this advertisement and/ or an application in response thereto can be instituted only in Mumbai and Courts/ Tribunals/ Forums at Mumbai only shall have sole and exclusive jurisdiction to try any cause/ dispute. XVI. Outstation candidates, who may be called for interview after shortlisting will be reimbursed the cost of airfare (economy class) for the shortest route in India on the basis of actual journey from the place of present posting/residence whichever is nearer to the interview venue, maximum Rs 10,000/- (Rupee Ten Thousand only) (to-and-fro) OR the actual travel cost in India (whichever is lower) on submission of original/copies of flight tickets/invoice and boarding pass. Local transportation (like taxi/cab, personal car etc.) will not be reimbursed. A candidate, if found ineligible for the post will not be permitted to appear for the interview and will not be reimbursed any fare. XVII. BANK RESERVES RIGHT TO CANCEL THE RECRUITMENT PROCESS ENTIRELY AT ANY STAGE WITHOUT ASSIGNING ANY REASONS THEREOF, WHATSOEVER. XVIII. At the time of interview, the candidate will be required to provide details regarding criminal case(s) pending against him/her, if any. The Bank may also conduct independent verification, inter alia, including verification of Police Records etc. The Bank reserves the right to deny
Age requirement 8Page 8 of 8 the time of interview, failing which their candidature may not be considered and travelling expenses, if any, otherwise admissible, will not be paid. IX. In case of selection, candidates will be required to produce proper discharge certificate from the employer at the time of taking up the appointment. X. Candidates are advised in their own interest to apply online well before the closing date and not to wait till the last date to avoid the possibility of disconnection / inability/ failure to log on to the website on account of heavy load on internet or website jam. SBI does not assume any responsibility for the candidates not being able to submit their applications within the last date on account of aforesaid reasons or for any other reason beyond the control of SBI. XI. DECISIONS OF BANK IN ALL MATTERS REGARDING ELIGIBILITY, CONDUCT OF INTERVIEW, OTHER TESTS AND SELECTION WOULD BE FINAL AND BINDING ON ALL CANDIDATES. NO REPRESENTATION OR CORRESPONDENCE WILL BE ENTERTAINED BY THE BANK IN THIS REGARD. XII. The applicant shall be liable for civil/ criminal consequences in case the information submitted in his/ her application are found to be false at a later stage. the appointment depending upon such disclosure and/or an independent verification. XIX. By applying to this position, you voluntarily provide your free, informed and unconditional consent for the collection and processing of your personal data by the Bank and sharing of such personal data with Data Processors as are required for the recruitment process, in accordance with Digital Personal Data Protection Act, 2023 and the Rules made thereunder (collectively, the Act). The Bank has implemented all reasonable security safeguards to prevent breach of personal data in its possession or under its control, and your personal data will be handled with confidentiality and used solely for evaluating and verifying your eligibility, credentials, and candidacy for the advertised position and for certain legitimate uses as are permitted under the Act. FOR ANY QUERY, PLEASE WRITE TO US THROUGH LINK “CONTACT US” WHICH IS AVAILABLE ON BANK’S WEBSITE (URL – https://sbi.bank.in/web/careers/post-your-query The Bank is not responsible for printing errors, if any State bank of India does not endorse, authorize or associate with any external coaching platform, consultancy, individual or digital channel claiming to provide guaranteed selection, influence in recruitment or insider guidance. Candidates must rely solely in information available on SBI’s official career portal. MUMBAI 02.11.2026 GENERAL MANAGER (RP & PM)
Age requirement 9Login to https://sbi.bank.in/web/careers/current-openings Scroll down and click on advertisement no. CRPD/SCO/2026-27/27 Download advertisement (Carefully read the detailed advertisement) Apply Online (Before final submission, please go through your application. Corrections will not be allowed after final submission)

Application fees

Application fee ruleRisk Specialist Regular MMGS-II - - - - 3 3 1 - - - 25 35 ABBREVIATIONS: MMGS- Middle Management Grade Scale, SC–Scheduled Caste; ST–Scheduled Tribe; OBC–Other Backward Classes (Non-Creamy Layer); EWS: Economically Weaker Sections; UR – Unreserved, PwBD - Persons with Benchmark Disabilities, VI - Visually Impaired, HI- Hearing Impaired, LD- Locomotor Disability. 9 The selected candidates may be offered recruitment in the bank subject to complete other formalities such as verification of eligibility, credentials, certificates, satisfactory reports from the references, medical examination and verification of antecedents etc. 10 Candidate(s) seeking age relaxation, fee exemption must submit valid requisite certificate of the Competent Authority in the prescribed format, when such certificate is sought at the time of document verification.
Application fee ruleApplication fees and Intimation Charges (Non-refundable) is Rs 750/- (Rupees Seven Hundred Fifty only) for General/EWS/OBC candidates and no fees/intimation charges for SC/ ST/ PwBD candidates. ii.

Important dates

Date rule 1ONLINE REGISTRATION OF APPLICATION & PAYMENT OF FEES: FROM 02.11.2026 TO 23.11.2026

Vacancies / category rules

Community / reservation ruleCandidates belonging to reserved category including Person with Benchmark Disabilities (PwBD) for whom no reservation has been mentioned are free to apply for vacancies announced for Unreserved category provided they fulfil all the eligibility criteria applicable to Unreserved Category. 9.
Community / reservation ruleCandidates belonging to reserved category including, for whom no reservation has been mentioned, are free to apply for vacancies announced for General category provided they must fulfil all the eligibility conditions applicable to General category.

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